Ponzi schemes (pyramid schemes)
The lesson is always: verify first then trust.
Today I have to talk about this topic because it is still present in several companies that offer this type of scheme, and many people continue to trust them with their money.
For all “investors” who are part of Ponzi or pyramid schemes, where they promise returns of more than 5% per month with investments in forex, cryptocurrencies or stocks through “trading”, I invite you to read this content.
In 2021, the king of deception died.
Bernie Madoff's death is a reminder that the scammer's tricks he used are still valid.
Madoff died at age 82, after serving just 12 years of a 150-year sentence for defrauding investors of around $100 million. 20 billion dollars.
In 2008, Madoff admitted to running a massive Ponzi scheme, in which he used money from some investors to make payments to others.
I want to clarify that a Ponzi scheme simulates investments that do not exist, and the “profits” are paid with the money of new investors or those who, excited, “reinvest” their “profits.” Eventually, everything is discovered and most people lose everything.
Madoff had been a prominent figure in the financial industry and was once chairman of the Nasdaq. His victims included both inexperienced investors and celebrities such as director Steven Spielberg, actor Kevin Bacon and Holocaust survivor and Nobel Peace Prize winner Elie Wiesel.
Typically, victims of investment fraud fall into three categories:
- People with economic limitations: For those for whom skepticism does not seem a viable option.
- People who trust recommendations from acquaintancesThey skip due diligence because they trust the word of someone close.
- Greedy people:Those who, out of greed, ignore the repeated warnings that “if it’s too good to be true, it probably isn’t.”
Madoff's death reminds us that the tricks he used still endure and continue to ensnare investors in other scams.
Don't trust, always verify.
As Ronald Reagan said when negotiating with the Soviets: “Trust, but verify.”
When it comes to investments, be especially skeptical from the beginning. It doesn't matter if it's your mom, your dad or your pastor who recommends a financial opportunity to you, Check it out for yourselfIf someone says they have a license, check to see if it is true, legal and current.
Beware of recruiters who boast high incomes.
One of the scammers' tactics is to use people who have benefited early to spread the word, making the company and the profits appear legitimate.
The bait is the financial success of these first accomplices, who ensnare more innocent people. This is what happened with Madoff. The first investors seemed to make a lot of money, but we now know that these “profits” came from the money that new investors entrusted to Madoff. Based on the recommendations of these first “beneficiaries,” other investors were lured into the Ponzi scheme.
If you don't understand how your money is invested, walk away.
You need to understand how your investments will generate a return. Many of Madoff's victims admitted that they had no idea how their money was invested, and could not explain how he achieved double-digit returns year after year. When Madoff was asked to explain his strategy, he rarely gave a clear answer.
“There was a myth that he created himself, where everything was so special and unique that it had to be kept secret,” Elie Wiesel said at a panel discussion on the Madoff scheme. Wiesel, who died in 2016, lost his life savings and 15 million dollars destined for the foundation that he himself had created.
If you are discouraged from asking too many questions, you are about to get scammed.
Madoff bristled when asked for details about his “extraordinary” investment strategy.
Before his downfall, Madoff was considered a legend in the investment world. But we now know that the only legendary thing he did was use the same old tricks that swindlers have used for centuries.
How was it discovered?
It was his own children who reported him to the authorities, since they never wanted to be part of his empire of deception.
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Any opinions? This is the raw reality.
I read you, thank you.
DrRoch