4 Habits That Keep You Poor (and How to Change Them)

By DrRoch

At my last conference, the most frequently asked question was: "Why am I still in debt and struggling financially if I've already made affirmations and followed social media advice?".

Today, from the behavioral neuroscience, I will reveal to you the 4 invisible habits that sabotaged your abundance. You will discover:

• Why do you lose money even if it comes to you?
• Why people financially abuse you.
• How to reprogram your mind to attract wealth.

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The Root of the Problem: Your Behaviors

Your financial results are a reflection of your conscious acts. When you master smart money behaviors:
✅ This one not only returns, but multiplies over the years.
✅ You develop greater capacity to generate it.

Habits are automated behaviors that require low energy. For example:

• Sleep before 11 PM reduces the anxiety that leads to impulsive spending.

You essence is abundant (Every human being has a thymus, your energy center.) Poverty is not your destiny, but the result of bad habits.

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Habit #1: Believing that “More Money Will Solve Everything”

Key error: Thinking that the amount of money is the problem.
The truth: Your mental relationship with money determine your financial reality.

How to identify it?

• Phrases you repeat: “Money is slipping through my fingers”, “Even though I earn more, I’m still in debt.”.
• Behaviors: You spend out of anxiety, you use money you don't yet have, or you borrow.

Solution:

1. Visualize money as a person:How do you treat her? With fear or respect?
2. Make a pact: Invite him to stay, but remember: “Money loves order”.
3. Organize your environment: House, office, car… External chaos reflects financial chaos.

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Habit #2: Ignoring Your Financial Reality

Avoid checking your numbers It's like driving with your eyes closed.

Why it makes you poor:

• Ignorance does not change reality, it just prolongs the suffering.
• Without accurate data (debts, income, liabilities), there is no possible strategy.

Solution:

1. Take your “financial snapshot”: Write down each debt, asset and expense.
2. Use the “Financial Happiness” method: Make truth your driving force.
3. Remember: This photo does not define your essence, but it is the first step to change it.

“The humility to accept your harsh reality is the beginning of economic freedom.”

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Habit #3: Not Recording Your Daily Expenses

“Take care of the pennies, and the millions will take care of themselves.” — Grandpa John

The problem:

Small unconscious expenses (coffee, subscriptions, cravings) they drain your abundance.

Solution:

1. Write down EVERY expense (using an app or notebook).
2. Discover patterns: What invisible leaks does your money go to?
3. Reprogram your brainBy giving value to every penny, you attract greater amounts.

Key fact: A daily expense of $50 = $18,250 annuallyWould you invest that in something that would make you rich?

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Habit #4: Spending Before Having the Money

The emotional trap:

• You use shopping to fill voids (loneliness, stress, dissatisfaction).
• Marketing exploits your weakness: “Limited-time offers”, “Emotional discounts”.

Solution:

1. Plan BEFORE receiving money: Assign each weight to a purpose.
2. Key question: “Does this bring me closer to financial freedom or does it put me in debt?”
3. Replace the habitInstead of shopping, exercise, meditate, or read.

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Conclusion: The Power of Small Changes

The difference between wealth and poverty is not luck, but microscopic habits practiced daily.

Your action today:

1. Choose A habit to work this week.
2. Use my program “Money My Friend” or the book “Success: The Invisible Hand of Money” to go deeper.

Remember:

“Millionaires weren’t born knowing; they learned to master their behavior.”

I'll wait for you at the Coaching Wednesday to continue transforming your mind. Your abundance is already here!

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